Your buyer walked. Your purchase has not, yet.
We can be the buyer who does not pull out. A firm offer in 24 hours, completion in as little as seven days, and the house you had already chosen still yours.
There is a particular kind of phone call that ruins a week.
Your buyer’s mortgage has fallen through. Their buyer pulled out. They have changed their mind, found somewhere else, or simply stopped replying.
The problem is not really your sale; your house is perfectly saleable, and given four months it would sell again. The problem is the purchase at the other end, where a seller is now being told there is a delay, and where another buyer is quite possibly waiting with a cleaner position than yours.
Around a third of agreed sales in England and Wales collapse before exchange. It happens to people who did nothing wrong. What you need now is not the highest price; it is a buyer who is certain.
Nothing in our position can fall through
Every reason a normal buyer collapses is a reason that does not apply to us.
No mortgage application
We buy with our own funds. There is no lender to satisfy, no affordability assessment, no valuation coming in short, and no offer withdrawn because a lender changed its criteria mid-process.
No chain behind us
We do not have a house to sell first. There is nobody behind us who can change their mind, lose their job, or take four months to find a buyer of their own.
No survey renegotiation
We price for condition upfront. A survey confirming what you already told us does not change our figure, which is precisely the point at which most chains break down for a second time.
A date we can commit to
Tell us the date your purchase needs to complete and we will tell you honestly whether we can meet it. If we say yes, we mean it, and we will put it in writing for your solicitor.
When the date is set by someone else.
A relocation package with a start date. A job in another city. A posting abroad. A school year that begins whether or not your sale has completed.
Selling a house from two hundred miles away is difficult: you cannot attend viewings, you cannot let the agent in, and you end up paying a mortgage and a rent simultaneously while the property sits empty and slowly loses its appeal to buyers.
A fixed completion date lets you plan everything else around it. And if you need to stay in the property for a few weeks after completing, that is often something we can arrange; ask us.
What losing the purchase actually costs
Our offer will be below market value. Before deciding that settles it, it is worth totting up what the alternative costs if it goes wrong.
Legal fees already spent
Searches and conveyancing on a purchase that dies, typically £800 to £1,500, all of it unrecoverable.
Survey and arrangement fees
Another £500 to £1,500 that does not come back once the chain collapses.
A lost mortgage offer
Rates move. A product secured six months ago may not be available when you re-apply.
Four more months of marketing
Agent fees, bills, and a listing that starts to look stale to the buyers still watching it.
A price reduction
Properties relisted after a fall-through frequently sell for less than the original agreed figure.
The house itself
The one you had already pictured yourself living in, gone to someone else.
None of this means selling to us is automatically right. It means the comparison is not as simple as our offer against your asking price.
What people ask when the clock is running
How fast can you genuinely complete?
Seven days is achievable where the title is clean, you are the sole owner, and your solicitor can move at that pace. Two to three weeks is more typical and more comfortable. Tell us your actual deadline on the first call and we will give you a straight answer about whether it is realistic, including if the answer is no.
I have already paid for searches. Are they wasted?
Not necessarily. Searches on the property you are buying stay valid as long as that purchase goes ahead, which is the whole point of selling to us quickly. Documentation your solicitor prepared for your own sale can usually be reused too, which is part of why a replacement sale to us moves faster than starting from scratch.
Can you buy just part of my property to bridge the gap?
Part-buy arrangements exist in this industry, and we would rather be straight with you: they are complex, they usually cost more than they appear to, and they suit very few people. Talk to us about the whole picture first; more often than not either a straight sale or a short-term bridging loan from a broker is the better answer, and we will say so.
My estate agent has me in a contract. Does that matter?
It might. Sole agency and sole selling rights agreements differ significantly; under sole selling rights you may owe commission even if you find the buyer yourself. Send the agreement to your solicitor before you commit to anything, and check the notice period. We will wait while you do.
Can I stay in the house after completion?
Sometimes, for a short period, by separate agreement. It depends on the property and our plans for it, so ask early rather than late; it is much easier to build into the deal at the start than to bolt on a week before completion.
Tell us the date. We will tell you if we can hit it.
A straight answer within 24 hours, and no obligation if the numbers do not work for you.